Plan Details Enter the details of your insurance plan Deductable How much you'll pay before insurance starts to cover the claims. Out-of-pocket Max The limit of what you'll pay in one year, out of pocket. Copay A predetermined rate you pay at the time of care. Coinsurance (%) A percentage of the claim you'll pay after your deductible has been met. Copay Only After Deductable Plan Cost Enter cost of your insurance plan Premium The amount you pay for your insurance. Frquency Per Year Per Month Per Week Claim Estimates Enter an estimation of the recurring claims you'll be making Typical Claim Cost Average claim cost after insurance discount. Number of Claims Frquency Per Year Per Month Per Week Estimating claims in the year.